California Home Buyers Benefit From Improving Housing Affordability
San Diego, CA (PRWEB) November 19, 2014 -- Blue Home Loans, Inc. is a full-service California mortgage company that has been helping clients to find the lowest wholesale mortgage rates and the best possible mortgage loans for their unique financial needs and home ownership goals for many years. The Blue Home Loans team of mortgage professionals, lead by father and son – Robert and Brandon Blue, is dedicated to helping California home buyers and owners find loans that will enable them to save money and live in homes that meet their wants and needs. Recently, the California Association of Realtors ® released their home sales and price report for October, which urged those who have been putting off buying a home to act soon and take advantage of current favorable market conditions.
The report, which was released this November 18th, says, “As we move into the off-peak home buying season, prospective buyers who may have delayed their purchase earlier in the year should take advantage of the current favorable market conditions and resume their home search,” said 2015 C.A.R. President Chris Kutzkey. “With home prices stabilizing and interest rates dropping back down to levels not seen since mid-last year, housing affordability should improve to benefit buyers.”
Blue Home Loans notes that this same report shows that the median price of an existing, single-family detached California home decreased 2.3 percent from September’s median price of $461,370 to $450,620 in October. This decrease may seem small, but coupled with lower mortgage rates and the decrease in competition when buying a home (due to the off-season in home buying) now is an excellent time for anyone who has plans to own a home to save a substantial amount of money on their purchase.
Blue Home Loans can help those who are seeking the most savings on their home loans to find the perfect loan option for their unique financial needs due to its team's years of experience with a wide range of home loan programs. The Blue Home Loans website states, “We make finding a loan simple because we have virtually every loan program available, regardless of the type of mortgage you are looking for. Whether you are dealing with bad credit, foreclosure, bankruptcy, or low credit scores, we can help you. It only takes us five minutes to find the right program that fits your needs.”
Not only will the California mortgage company find the right loans and the lowest wholesale mortgage rates for their clients, they can even recommend the right Realtor so that their borrowers will be able to find the perfect house within their price range and preferred location. One of the recent reviews of Brandon Blue and his Blue Home Loans team shows how helpful the company can be when pushing things through with a home purchase and even dealing with complications along the way. It says,
“We are a USAF reserve military family who decided to obtain the dream of owning our own home. We were sure about a VA loan but wanted to go with a company who knew exactly what it was like for military families. A Google search brought up Brandon, Daniel and his wonderful team at Blue Home Loans. Our experience was nothing short of amazing! From the moment the app was submitted to the final recording of the title they were right there via phone, email or even text message. Documents are easily uploaded to your own personal portal or scanned and emailed in to the processing manager. We tried to [purchase a home that was being sold by the owner rather than a real estate agent] but we had a crazy seller....so Brandon found us a Realtor that was also amazing and walked us through everything from the termite inspection to the appraiser.”
To find out more about how Blue Home Loans can help California home loan borrowers get approved for their home purchase loan or refinance quickly, please visit BlueHomeLoans.com or call 1-888-929-BLUE (2583) to speak with an experienced mortgage professional.
California Bureau of Real Estate -- BRE #01938557 NMLS #1162386
Brandon Blue, Blue Home Loans, Inc., http://bluehomeloans.com/, +1 (949) 291-8468, [email protected]
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